RV financing and buying tips part 2

When we last left off, we were talking to the sales man. After couple of back and forth
With the sales men, you will get to the sales manager, this is were you have too stick to
your price and no budge. He will go back to the office couple of times and come back with
something little less then you wanted. Stick to your guys…if they let you walk that means
they can’t do the deal.

If you walk, then you can count on this process as experience. Just go
to the next dealer and do the same thing. If the first dealer gives you the price you want,
then be happy, but you are not out of the woods yet. Get ready for RV financing.

The RV financing can be a tricky part. First, you have to figure out how long you want to
finance your RV. Most dealers will offer 8 to 20 years. Once you know how long you want
financing, then if you did your homework, you will know if you want your RV financing from
the dealers or the bank. If you got financing from the bank then you are pretty much done.
If you need financing from the dealer, then the next part is important.

Once inside the finance office you will need to listen to what the finance officer
offers you. The next step will be deciding on extended warranty, extra coverage,
extra maintenance. Most of the time the RV financing officer will try to give you
lower financing rate if you buy an extended warranty, this is where he makes his
money.

At this point you are pretty much in the clear. The only thing you have decide is,
If you want to haggle over finance rate, extended warranty amount, maintenance
contract. Good luck with your purchase.

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